Lubin Investment · Blog

NNN REIT: the triple-net alternative to Realty Income

2026-06-23 ·

NNN REIT is the second-largest US triple-net landlord after Realty Income. 35 consecutive years of dividend growth, 3,500 properties, diversified retail tenants. Our screener rates it 6/10 — similar to Realty Income but slightly cheaper (13.1× vs 14.0× for O). At $45.16, the price is 107% above our entry target of $21.78.

NNN REIT: Realty Income's direct competitor

NNN REIT Inc. (NYSE: NNN) is the second-largest US triple-net landlord, with ~3,500 properties in 49 states. Tenants are retail, quick-service restaurant, gas station, and fitness chains — sectors with high frequency of visits. NNN is smaller than Realty Income ($14B vs $55B market cap) but boasts 35 consecutive years of dividend growth — 'Dividend Champion' status.

Screener fundamentals as of June 23, 2026

CriterionValueStatus
Net margin41.4%✅ Pass
Revenue growth (5Y)6.6%/yr❌ Below 10% threshold
FCF/share growth (5Y)3.1%/yr❌ Low
Share dilution+1.20%/yr❌ Slight dilution
FCF margin69.6%✅ Pass
Margin expansionExpanding✅ Pass
ROIC14.8%❌ Below threshold
Debt7.45×❌ Very high
Cash conversion1.68×✅ Pass
DSONot calculable
Valuation$45.16 vs $21.78 target❌ 107% above target

NNN vs Realty Income: direct comparison

CriterionNNN REITRealty Income (O)
Screener score6/106/10
Current FCF multiple13.1×14.0×
FCF/share growth (5Y)3.1%/yr1.1%/yr
Dilution+1.20%/yr+15.11%/yr
Number of properties3,50015,000+
Years of dividend growth35 years55 years
Market cap~$14B~$55B

NNN's advantage: much lower dilution

NNN's main advantage over Realty Income is far lower dilution: +1.20%/yr vs +15.11%/yr. This means NNN's FCF/share growth (3.1%/yr) is real — not erased by massive share issuances. A long-term NNN investor dilutes their returns far less than a Realty Income investor. Tradeoff: NNN is smaller, less geographically diversified, and less well-known.

FAQ

NNN REIT or Realty Income: which is better?

Our analysis favors NNN on dilution (1.2%/yr vs 15%/yr) and slightly better FCF/share growth. But both score 6/10. Realty Income is larger, more diversified, and more liquid. For income investors, both are valid options.

Who are NNN REIT's main tenants?

NNN's top 10 tenants include 7-Eleven, Sunoco (gas stations), BJ's Wholesale, Mister Car Wash, Camping World — all high-frequency-visit sectors with recurring revenues. No single tenant exceeds 5% of rents.

Does NNN pay monthly or quarterly dividends?

NNN pays quarterly dividends — unlike Realty Income which pays monthly. If you want monthly cash flow, Realty Income is more appropriate. If you just want a reliable growing dividend, NNN is an excellent alternative.

Is NNN less risky than Realty Income?

Both have similar risk profiles. NNN is slightly less geographically diversified (US only vs O which has European exposure). But NNN dilutes shareholders less — a structural advantage for existing holders.

Why are NNN and Realty Income so far above your targets?

Our target uses FCF/share × 7×. REITs are traditionally valued on AFFO (higher than FCF as it adds back real estate depreciation). Investors pay a premium for dividend reliability and triple-net lease quality — a premium our standard FCF method doesn't recognize.

Voir l'analyse NNN sur Lubin Investment

About the author

Written by Lubin Danilo, founder of Lubin Investment. A self-taught individual investor, I have analyzed stocks through their fundamentals for several years and invest my own money with this method. I codified it into a tool that judges a company's quality and its price separately, using criteria drawn from the financial literature (Warren Buffett, Michael Mauboussin, Aswath Damodaran).