Fundamental analysis HG (Hamilton Insurance Group Ltd)

Updated on 06/07/2026

We analyzed Hamilton Insurance Group stock against the 10 quality criteria of Lubin Investment. The company gets a quality score of 9/10, meaning high quality, and a P/FCF valuation multiple of 3.4×.

Sector: Insurance - Reinsurance. Listing: US. Current price: 30.50 USD.

Lubin scoring methodology

Hamilton Insurance Group Ltd (HG)'s score is calculated automatically from 10 objective financial criteria, with no human intervention or opinion. Each criterion is validated (YES / PARTIAL / NO) based on thresholds drawn from the financial literature (Warren Buffett, Bettin-Mauboussin, Aswath Damodaran). The final score is the sum of validations.

The 10 quantitative criteria analyzed

1. Profitable: positive net margin
2. Growing revenue: revenue growing > 10%/year over 5 years
3. Growing earnings per share: FCF per share adjusted for stock-based compensation, > 10%/year over 5 years
4. Share count under control: stable or declining (net buybacks = value creation for shareholders)
5. Cash profitability: free cash flow margin > 10% of revenue
6. Expanding margins: operating margin widens over 5 years (operating leverage)
7. Return on invested capital: Bettin-Mauboussin Cash ROCE > 15% per year
8. Debt under control: net debt repayable in less than 3 years of free cash flow
9. Earnings converted to cash: free cash flow exceeds accounting net income
10. Net collection period: short or negative cash conversion cycle

Frequently asked questions

Is Hamilton Insurance Group a quality stock?

Hamilton Insurance Group gets a quality score of 9/10 (high quality), calculated over the 10 Lubin Investment criteria: profitability, revenue and free cash flow growth, share buybacks, margins, debt and return on capital.

How is Hamilton Insurance Group's score calculated?

The score is the total of validated criteria (YES / PARTIAL / NO) using thresholds drawn from the financial literature (Warren Buffett, Mauboussin, Aswath Damodaran), automatically and with no human opinion.

What is Hamilton Insurance Group's P/FCF?

The price-to-free-cash-flow (P/FCF) multiple of Hamilton Insurance Group stock is 3.4×. At Lubin Investment, valuation is judged separately from quality.

Where to see Hamilton Insurance Group's full analysis?

The full interactive analysis (10-criteria detail, history, P/FCF valuation, sector comparisons) is available at https://lubin-investment.com/analyse/HG?lng=en.

Other stocks in the Insurance Reinsurance sector

• Renaissancere Holdings (RNR) — score 10/10, P/FCF 2.9×
• Greenlight Capital Re (GLRE) — score 9/10, P/FCF 2.3×
• Reinsurance Group of America (RGA) — score 9/10, P/FCF 5.2×
• SCOR (SCR.PA) — score 8/10, P/FCF 5.3×
• Everest Group (EG) — score 7/10, P/FCF 4.9×

Go further

👉 See the full interactive analysis of HG

Other resources : Detailed methodology · All stocks in the Insurance Reinsurance sector · Stocks rated 10 out of 10 · Top quality companies · Lubin Investment pricing.