Lubin Investment · Screener · Méthodologie

Best Credit Services stocks by quality

The Credit Services stocks with the highest scores from our fundamental analysis, ranked from best to worst quality, with their valuation (P/FCF). Click a stock for its full analysis.

#StockQuality scoreP/FCF
1Mastercard Inc (MA)10/1025.3x
2Firstcash Holdings Inc (FCFS)10/1016.7x
3Sezzle Inc (SEZL)10/1016.8x
4PayPal Holdings Inc (PYPL)9/108.1x
5Medallion Financial Corp (MFIN)9/101.8x
6Enova International Inc (ENVA)9/102.3x
7Atlanticus Holdings Corp (ATLC)8/101.6x
8Regional Management Corp (RM)8/101.1x
9World Acceptance Corp (WRLD)8/103.0x
10Synchrony Financial (SYF)8/102.4x
11Capital One Financial Corp (COF)8/104.2x
12OppFi Inc (OPFI)8/103.2x
13Visa Inc (V)8/1030.1x
14EZCORP Inc (EZPW)8/1017.1x
15Jefferson Capital Inc (JCAP)8/104.2x
16Credit Acceptance Corp (CACC)7/105.7x
17American Express Co (AXP)7/1015.4x
18Affirm Holdings Inc (AFRM)7/1044.0x
19Oportun Financial Corp (OPRT)7/100.5x
20Qfin Holdings Inc (QFIN)7/101.2x
21Nelnet Inc (NNI)6/1013.0x
22SUI Group Holdings Ltd (SUIG)6/1017.9x
23High Templar Tech Ltd (HTT)6/104.5x
24Bread Financial Holdings Inc (BFH)6/101.7x
25Ally Financial Inc (ALLY)6/103.2x
26CPI Card Group Inc (PMTS)6/104.4x
27Finance of America Companies Inc (FOA)6/100.1x
28Federal Agricultural Mortgage Corp (AGM)6/109.0x
29Western Union Co (WU)6/105.0x
30Bajaj Finance Limited (BAJFINANCE.NS)6/10n.d.
31Klarna Group plc (KLAR)6/10n.d.
32OneMain Holdings Inc (OMF)6/102.0x
33Consumer Portfolio Services Inc (CPSS)6/100.7x
34Upstart Holdings Inc (UPST)5/1027.2x
35SoFi Technologies Inc (SOFI)5/1029.2x
36SLM Corp (SLM)5/10930.2x
37Navient Corp (NAVI)4/102.4x
38Encore Capital Group Inc (ECPG)4/1011.7x
39VRM (VRM)3/100.4x
40J and Friends Holdings Limited (JF)3/10117.3x
41Green Dot Corp (GDOT)3/1022.4x
42Open Lending Corp (LPRO)3/1045.3x
43Eason Technology Limited (DXF)3/10n.d.
44Lufax Holding Ltd (LU)3/100.1x
45PRA Group Inc (PRAA)3/1024.7x
46Sentage Holdings Inc. (SNTG)2/10n.d.

Our quality score judges how solid a business is across 10 objective financial criteria (profitability, free cash flow growth, share buybacks, debt, return on capital). The P/FCF (price to free cash flow) shows whether the stock is cheap or expensive. Full method: our methodology.

Explore the full screener